Interest Rate

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Loan/Advances Interest Rates W.E.F. 01/08/2019

Type of Loan/Overdraft/Cash Credit facilities Rate Of Interest
Cash Credit (against Stocks/BookDebts) 11.25%
Secured Overdraft/ Loan against Real Estate 13.00%
Other Loan (Social/CCL)
Upto Rs. 25000/- 12.50%
Rs. 25001/- to 200000/- 13.00%
Above Rs. 200000/- 13.50%
Vehicle Loan New 10.00%
Educational Loan
Rs. 400000/- 11.00%
Above Rs. 400000/- 12.00%
Loan/OD/CC to Medical Practioner 11.00%
Term Loan 11.00%
Machinery Loan/MSME 11.00%
CCC 14.00%
Working Capital Loan 13.00%
Solar Rooftop Loan
Residential Purpose 8.00%
Commercial Purpose 10.00%
Industrial Purpose 9.00%
Housing Loan
Upto Rs. 2500000/- 9.00%
Above Rs. 2500000/- 10.00%
Loan/OD/CC Processing Charges
Upto Rs. 200000/- 250/-+GST%
Above Rs. 200000/- 0.25%+ GST%
Renewal Processing Charges above Rs.200000/- 0.10%+GST%