Loan/Advances Interest Rates
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Loan/Advances Interest Rates
Loan/Advances Interest Rates W.E.F. 01/08/2019
| Type of Loan/Overdraft/Cash Credit facilities | Rate Of Interest |
|---|---|
| Cash Credit (against Stocks/BookDebts) | 11.25% |
| Secured Overdraft/ Loan against Real Estate | 13.00% |
| Other Loan (Social/CCL) | |
| Upto Rs. 25000/- | 12.50% |
| Rs. 25001/- to 200000/- | 13.00% |
| Above Rs. 200000/- | 13.50% |
| Vehicle Loan New | 10.00% |
| Educational Loan | |
| Rs. 400000/- | 11.00% |
| Above Rs. 400000/- | 12.00% |
| Loan/OD/CC to Medical Practioner | 11.00% |
| Term Loan | 11.00% |
| Machinery Loan/MSME | 11.00% |
| CCC | 14.00% |
| Working Capital Loan | 13.00% |
| Solar Rooftop Loan | |
| Residential Purpose | 8.00% |
| Commercial Purpose | 10.00% |
| Industrial Purpose | 9.00% |
| Housing Loan | |
| Upto Rs. 2500000/- | 9.00% |
| Above Rs. 2500000/- | 10.00% |
| Loan/OD/CC Processing Charges | |
| Upto Rs. 200000/- | 250/-+GST% |
| Above Rs. 200000/- | 0.25%+ GST% |
| Renewal Processing Charges above Rs.200000/- | 0.10%+GST% |